.sms-guide{--navy:#082a4d;--blue:#125686;--green:#138a50;--text:#17233a;--muted:#526176;--line:#d8e2ec;--soft:#f5f8fb;--blue-soft:#edf5fb;--amber:#d58b17;--amber-soft:#fff7e7;background:#fff;color:var(--text);font-size:16px;line-height:1.72}
.sms-guide *,.sms-guide *:before,.sms-guide *:after{box-sizing:border-box;min-width:0}.sms-guide h1,.sms-guide h2,.sms-guide h3{margin:0;color:var(--navy);letter-spacing:0}.sms-guide h1{font-size:clamp(38px,4.2vw,58px);line-height:1.08}.sms-guide h2{font-size:clamp(28px,3vw,37px);line-height:1.2}.sms-guide h3{font-size:19px;line-height:1.35}.sms-guide p{margin:14px 0 0;color:var(--muted);font-size:16px}.sms-guide a{overflow-wrap:anywhere}.sms-section{padding:66px 0}.sms-section--soft{background:var(--soft)}.sms-section--blue{background:var(--blue-soft)}.sms-section--amber{background:var(--amber-soft)}.sms-reading{max-width:940px}.sms-hero{background:linear-gradient(135deg,#071e39,#0a365d 62%,#0b4c47);color:#fff}.sms-hero__grid{display:grid;grid-template-columns:minmax(0,1.4fr) minmax(290px,.6fr);gap:48px;align-items:center;padding-top:62px;padding-bottom:60px}.sms-hero h1,.sms-hero h2{color:#fff}.sms-hero p{color:#dbe8f3}.sms-lead{font-size:18px!important}.sms-breadcrumb{display:flex;flex-wrap:wrap;gap:8px;margin-bottom:24px;color:#a9bfd2;font-size:14px}.sms-breadcrumb a{color:#e1edf7;text-decoration:none}.sms-eyebrow{margin:0 0 10px!important;color:var(--green)!important;font-size:13px!important;font-weight:900;text-transform:uppercase}.sms-hero .sms-eyebrow{color:#6cdda1!important}.sms-hero__card{padding:28px;border:1px solid rgba(255,255,255,.18);border-radius:8px;background:rgba(255,255,255,.08)}.sms-hero__card li{color:#f2f7fb!important}.sms-button{display:inline-flex;min-height:48px;align-items:center;margin-top:26px;padding:12px 20px;border-radius:6px;background:#159353;color:#fff;font-weight:800;text-decoration:none}.sms-risk{border-top:1px solid rgba(255,255,255,.13);background:rgba(0,0,0,.18)}.sms-risk .cb-container{display:flex;flex-wrap:wrap;gap:8px 24px;padding-top:15px;padding-bottom:15px;color:#dce8f2;font-size:14px}.sms-heading{max-width:820px;margin-bottom:28px}.sms-heading>p:last-child{font-size:17px}.sms-alert,.sms-card,.sms-info-card,.sms-feature{padding:28px;border:1px solid var(--line);border-radius:8px;background:#fff;box-shadow:0 10px 28px rgba(8,42,77,.06)}.sms-alert--quick{border-left:5px solid var(--amber);background:#fffbf2}.sms-alert--safe,.sms-card--safe{border-left:5px solid var(--green);background:#effaf4}.sms-alert--warning,.sms-card--warning{border-left:5px solid var(--amber);background:#fff9ed}.sms-list,.sms-grid-list{display:grid;gap:12px;padding:0;margin:16px 0 0;list-style:none}.sms-list li,.sms-grid-list li{position:relative;padding-left:27px;color:var(--text);font-weight:650}.sms-list li:before,.sms-grid-list li:before{content:"✓";position:absolute;left:0;color:var(--green);font-weight:900}.sms-list--cross li:before{content:"!";display:inline-flex;width:18px;height:18px;align-items:center;justify-content:center;border-radius:50%;background:var(--amber);color:#fff;font-size:12px}.sms-grid-list{grid-template-columns:repeat(2,minmax(0,1fr));gap:14px 24px}.sms-grid-list--cards span,.sms-protect-grid span,.sms-avoid span{padding:15px;border:1px solid var(--line);border-radius:6px;background:#fff;color:var(--text);font-weight:700}.sms-split,.sms-feature,.sms-info-card{display:grid;grid-template-columns:minmax(0,.85fr) minmax(0,1.15fr);gap:44px;align-items:start}.sms-link,.sms-related a,.sms-link-row a,.sms-link-stack a{display:inline-flex;margin-top:16px;color:#0c7041;font-weight:800;text-decoration:none}.sms-compare,.sms-do-grid{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:18px}.sms-flow{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:14px;padding:0;margin:0;list-style:none;counter-reset:sms-flow}.sms-flow li{position:relative;padding:24px 20px 20px 62px;border:1px solid var(--line);border-radius:8px;background:#fff;color:var(--text);font-weight:700}.sms-flow li:before{counter-increment:sms-flow;content:counter(sms-flow);position:absolute;left:20px;top:20px;display:flex;width:28px;height:28px;align-items:center;justify-content:center;border-radius:50%;background:var(--navy);color:#fff;font-weight:900}.sms-table-scroll{max-width:100%;overflow-x:auto;border:1px solid var(--line);border-radius:8px}.sms-guide table{width:100%;min-width:700px;border-collapse:collapse;background:#fff}.sms-guide th,.sms-guide td{padding:16px 20px;border-bottom:1px solid var(--line);text-align:left;vertical-align:top}.sms-guide th{background:var(--navy);color:#fff}.sms-guide td:first-child{color:var(--navy);font-weight:800}.sms-info-card{align-items:center;background:#f7fbff}.sms-grid-list--cards,.sms-protect-grid,.sms-avoid{display:grid;grid-template-columns:repeat(4,minmax(0,1fr));gap:12px}.sms-note{margin-top:24px!important;padding:14px 18px;border-left:4px solid var(--amber);background:#fff;color:#5f4a1f!important}.sms-link-stack{display:flex;flex-direction:column;gap:10px}.sms-link-stack a{margin:0;padding:13px 15px;border:1px solid var(--line);border-radius:6px;background:#fff}.sms-emergency-grid{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:18px}.sms-link-row{display:flex;flex-wrap:wrap;gap:12px}.sms-link-row a{padding:10px 14px;border:1px solid var(--line);border-radius:6px}.sms-faq{max-width:980px}.sms-faq__list{display:grid;gap:10px}.sms-faq details{border:1px solid #d0dfeb;border-radius:7px;background:#fff}.sms-faq summary{position:relative;min-height:58px;padding:16px 52px 16px 20px;color:var(--navy);font-weight:800;cursor:pointer;list-style:none}.sms-faq summary::-webkit-details-marker{display:none}.sms-faq summary:after{content:"+";position:absolute;right:20px;top:50%;transform:translateY(-50%);color:var(--green);font-size:24px}.sms-faq details[open] summary:after{content:"−"}.sms-faq details div{padding:0 20px 18px}.sms-faq details p{margin:0}.sms-related{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:16px}.sms-related article{padding:23px;border:1px solid var(--line);border-radius:8px;background:#fff}.sms-conclusion{background:var(--navy);color:#fff}.sms-conclusion h2{color:#fff}.sms-conclusion p{color:#dce8f2}
@media(max-width:980px){.sms-hero__grid{grid-template-columns:1fr}.sms-hero__card{max-width:620px}.sms-grid-list--cards,.sms-protect-grid,.sms-avoid{grid-template-columns:repeat(2,minmax(0,1fr))}.sms-related{grid-template-columns:repeat(2,minmax(0,1fr))}}
@media(max-width:720px){.sms-section{padding:46px 0}.sms-hero__grid{gap:30px;padding-top:42px;padding-bottom:44px}.sms-guide h1{font-size:36px}.sms-guide h2{font-size:29px}.sms-risk .cb-container{flex-direction:column;gap:5px}.sms-grid-list,.sms-split,.sms-feature,.sms-info-card,.sms-compare,.sms-do-grid,.sms-flow,.sms-grid-list--cards,.sms-protect-grid,.sms-avoid,.sms-emergency-grid,.sms-related{grid-template-columns:1fr}.sms-alert,.sms-card,.sms-info-card,.sms-feature{padding:22px}.sms-link-row{flex-direction:column}.sms-link-row a{width:100%}.sms-faq summary{padding-left:16px}}
@media(max-width:380px){.sms-guide h1{font-size:34px;overflow-wrap:anywhere}.sms-guide h2{font-size:27px;overflow-wrap:anywhere}.sms-hero__card,.sms-related article{padding:20px}}