.nd-guide{--navy:#092746;--ink:#102a43;--text:#334e68;--line:#d7e2ec;--soft:#f5f8fb;--blue:#edf6fd;--amber:#c56b13;--amber-soft:#fff8e8;--green:#159447;--green-dark:#087337;background:#fff;color:var(--text);font-size:16px;line-height:1.72;overflow-wrap:anywhere}.nd-guide *,.nd-guide *:before,.nd-guide *:after{box-sizing:border-box;min-width:0}.nd-guide .cb-container{max-width:1180px}.nd-guide h1,.nd-guide h2,.nd-guide h3{color:var(--ink);letter-spacing:0;line-height:1.18}.nd-guide h1{font-size:clamp(38px,4.2vw,54px);margin:0 0 22px}.nd-guide h2{font-size:clamp(28px,3vw,37px);margin:0 0 16px}.nd-guide h3{font-size:19px;margin:0 0 10px}.nd-guide a{color:var(--green-dark);font-weight:750}.nd-section{padding:64px 0}.nd-section--soft{background:var(--soft)}.nd-section--warning{background:var(--amber-soft)}.nd-section--blue{background:var(--blue)}.nd-reading{max-width:800px}.nd-heading{max-width:820px;margin:0 auto 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transparent;border-radius:6px;text-decoration:none}.nd-button--primary,.nd-button--primary:hover{background:#28bb58;color:#062918}.nd-button--ghost,.nd-button--ghost:hover{border-color:rgba(255,255,255,.4);color:#fff}.nd-hero__risk{color:#c8d8e6;font-size:13px;font-weight:750;margin-top:20px}.nd-hero-card{padding:28px;border:1px solid rgba(255,255,255,.2);border-radius:8px;background:rgba(255,255,255,.09);box-shadow:0 18px 45px rgba(0,0,0,.17)}.nd-risk-strip{padding:17px 0;border-bottom:1px solid #eed59f;background:var(--amber-soft);color:#704214}.nd-risk-strip .cb-container{display:flex;justify-content:center;gap:12px 22px;text-align:center}.nd-alert-list,.nd-check-list{list-style:none;padding:0;margin:0}.nd-alert-list li,.nd-check-list li{position:relative;padding:8px 0 8px 30px}.nd-alert-list li:before{content:"!";position:absolute;left:0;top:8px;display:flex;width:19px;height:19px;align-items:center;justify-content:center;border-radius:50%;background:var(--amber);color:#fff;font-size:12px;font-weight:900}.nd-hero .nd-alert-list li:before{background:#64dc8a;color:#07331c}.nd-check-list li:before{content:"✓";position:absolute;left:0;top:6px;color:var(--green);font-size:18px;font-weight:900}.nd-list--two{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:4px 34px}.nd-panel,.nd-card,.nd-emergency{padding:30px;border:1px solid var(--line);border-radius:8px;background:#fff}.nd-panel--warning,.nd-card--warning,.nd-emergency{border-left:5px solid var(--amber);background:var(--amber-soft)}.nd-panel--info{border-left:5px solid #2786c7;background:var(--blue)}.nd-panel--danger{border-left:5px solid #b45309}.nd-table-wrap{max-width:100%;overflow-x:auto;-webkit-overflow-scrolling:touch;border-radius:7px}.nd-table{width:100%;min-width:720px;border-collapse:collapse;background:#fff}.nd-table th,.nd-table td{padding:15px 17px;border:1px solid var(--line);text-align:left;vertical-align:top}.nd-table th{background:var(--navy);color:#fff;font-size:14px}.nd-table tbody tr:nth-child(even){background:#f8fafc}.nd-flow,.nd-steps{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:16px;list-style:none;counter-reset:nd-step;padding:0}.nd-flow li,.nd-steps li{counter-increment:nd-step;position:relative;padding:22px 18px 22px 58px;border:1px solid var(--line);border-radius:8px;background:#fff;color:var(--ink);font-weight:750}.nd-flow li:before,.nd-steps li:before{content:counter(nd-step);position:absolute;left:18px;top:19px;display:flex;width:28px;height:28px;align-items:center;justify-content:center;border-radius:50%;background:var(--green);color:#fff;font-weight:900}.nd-quote-grid{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:12px;list-style:none;padding:0}.nd-quote-grid li{padding:15px 18px;border:1px solid #efd8a8;border-left:4px solid var(--amber);border-radius:6px;background:#fff;color:var(--ink);font-weight:750}.nd-tags{display:flex;flex-wrap:wrap;gap:10px;margin:20px 0}.nd-tags span{padding:7px 11px;border:1px solid #e8c885;border-radius:999px;background:#fff;color:#7a470e;font-weight:800}.nd-three,.nd-two,.nd-related{display:grid;gap:20px}.nd-three,.nd-related{grid-template-columns:repeat(3,minmax(0,1fr))}.nd-two{grid-template-columns:repeat(2,minmax(0,1fr))}.nd-card h2{font-size:24px}.nd-card 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span:after{content:"";position:absolute;right:20px;top:26px;width:14px;height:2px;background:var(--green-dark)}.nd-faq__item summary span:after{transform:rotate(90deg)}.nd-faq__item[open] summary span:after{transform:none}.nd-faq__item p{margin:0;padding:17px 18px 20px;border-top:1px solid var(--line)}.nd-related article{display:flex;flex-direction:column;padding:24px;border:1px solid var(--line);border-radius:8px;background:#fff}.nd-related article p{margin-bottom:0}.nd-related article a{margin-top:auto;padding-top:16px;text-decoration:none}.nd-final{background:var(--navy);color:#d7e4ee}.nd-final h2{color:#fff}.nd-final__grid{display:grid;grid-template-columns:1fr auto;gap:42px;align-items:center}.nd-final__badge{display:flex;min-width:230px;flex-direction:column;align-items:center;padding:24px;border:1px solid rgba(255,255,255,.2);border-radius:8px;text-align:center}.nd-final__badge strong{color:#7ee39e;font-size:36px}.nd-final__badge span{color:#fff;font-weight:800}.nd-final__badge small{color:#bfd0dd}@media(max-width:900px){.nd-hero__grid,.nd-final__grid{grid-template-columns:1fr}.nd-three,.nd-related{grid-template-columns:repeat(2,minmax(0,1fr))}.nd-final__badge{width:100%;min-width:0}}@media(max-width:640px){.nd-section{padding:46px 0}.nd-hero{padding:34px 0 42px}.nd-hero__grid{gap:30px}.nd-guide h1{font-size:34px}.nd-lead{font-size:18px}.nd-actions,.nd-risk-strip .cb-container{flex-direction:column}.nd-button{width:100%}.nd-list--two,.nd-flow,.nd-steps,.nd-quote-grid,.nd-three,.nd-two,.nd-evidence,.nd-related{grid-template-columns:1fr}.nd-panel,.nd-card,.nd-emergency,.nd-hero-card{padding:22px}.nd-heading{text-align:left;margin-bottom:25px}.nd-table{min-width:680px}}